EMV Solutions

Magnetic strips are a thing of the past – the future is EMV

EMV (Europay MasterCard Visa) chips are catching on with increasing numbers of customers. By migrating from magnetic strips to EMV-based chips, banks are able to offer their customers extremely high levels of security. EMV chip technology prevents improper access to card information and therefore fraud.

For banks, the benefits of introducing EMV smart cards are clear. Losses due to card fraud are considerably reduced. The chip also simplifies the identification and authentication processes that run in the background of every payment transaction, so that transactions can be processed quicker and more efficiently.

As one of the market leaders in technologies for global electronic payments, G&D offers its customers a comprehensive range of EMV solutions from a single source. This includes products and services that are tailored to the customer’s requirements and to country-specific regulations.

Customers gain an internationally experienced partner in G&D, supporting them with practical advice that extends from EMV migration in the pilot project through to market launch.

Complex EMV projects require experienced partners

From the very beginning of EMV development, G&D was involved in numerous projects around the world – in close collaboration with the biggest names in payment organizations and credit card companies. The company’s international teams are at the customer’s side to advise and guide them through every phase of the project. The solution is selected based entirely on their requirements, starting with suitable hardware and software through to production and personalization. The G&D experts guarantee effective scheduling and resource planning and support the customer with tried-and-tested project management techniques through all phases of the EMV migration project. Training sessions and comprehensive technical customer services also ensure a first-rate, trouble-free EMV migration.

A comprehensive portfolio

G&D offers a comprehensive portfolio of market-proven EMV products, from optimized SDA products (Static Data Authentication), through flexible Java products, to dual interface and EMV DDA products (Dynamic Data Authentication).

Extensive configuration testing guarantees products and services with the highest quality and security. G&D’s product lines for intelligent debit and credit cards are based on secure smart card operating systems and meet current EMV standards issued by the credit organizations Visa, MasterCard, American Express, and JCB.

As well as payment applications, EMV smart cards can also be used to introduce applications in a wide variety of fields, such as ticketing, electronic purses, Internet banking, access control, or bonus programs. The cards can therefore be developed into a versatile, core customer-loyalty tool for banks and retailers.

A broad spectrum of services

G&D’s modern and high-security production plants have sufficient capacity and flexibility to handle orders quickly and reliably. All locations are certified and accredited in accordance with the latest requirements of Visa, MasterCard, and a range of other payment systems. G&D also offers extremely secure, flexible solutions for banks wishing to personalize and issue their cards locally, for example in branch offices. There is also a broad spectrum of related IT services to accompany the project: production plants equipped with state-of-the-art technology are able to produce innovative card bodies and designs according to the customer’s requirements and wishes. Quality assurance is always at the highest technical level, ensuring that the project is completed to top international standards.